Efficiency Ratio Over Time
Efficiency Ratio First Community Bank All Insured Commercial Banks in Michigan
12-31-2016 67.495 71.925
09-30-2016 67.623 72.284
06-30-2016 67.851 72.703
03-31-2016 68.296 74.111
12-31-2015 66.599 73.902
09-30-2015 66.839 72.796
06-30-2015 68.13 73.108
03-31-2015 68.39 74.364
12-31-2014 70.078 75.309
09-30-2014 72.676 75.334
06-30-2014 74.723 75.605
03-31-2014 77.693 76.846
12-31-2013 73.496 74.841
09-30-2013 74.64 73.806
06-30-2013 75.012 73.811
03-31-2013 75.654 73.988
12-31-2012 74.173 71.723
09-30-2012 74.018 71.614
06-30-2012 74.336 71.839
03-31-2012 75.25 72.697
12-31-2011 80.234 73.486
09-30-2011 78.357 73.637
06-30-2011 78.41 74.221
03-31-2011 84.918 75.166
12-31-2010 57.589 74.379
09-30-2010 55.315 74.86
06-30-2010 46.998 75.739
03-31-2010 66.994 76.883
12-31-2009 60.729 82.058
09-30-2009 60.782 81.121
06-30-2009 59.956 82.109
03-31-2009 59.549 80.184
12-31-2008 65.813 80.181
09-30-2008 66.848 75.465
06-30-2008 69.282 75.619
03-31-2008 71.45 76.097
12-31-2007 63.651 72.221
09-30-2007 64.321 70.635
06-30-2007 66.009 69.92
03-31-2007 65.98 70.315
12-31-2006 59.993 66.877
09-30-2006 58.777 65.716
06-30-2006 61.08 66.171
03-31-2006 61.619 66.982
12-31-2005 58.632 64.078
09-30-2005 59.393 64.016
06-30-2005 61.249 63.808
03-31-2005 62.428 64.541
12-31-2004 60.3 64.329
09-30-2004 63.286 64.747
06-30-2004 60.466 65.538
03-31-2004 58.517 66.274
12-31-2003 53.152 63.66
09-30-2003 52.385 62.955
06-30-2003 50.969 63.034
03-31-2003 51.721 63.233
12-31-2002 53.871 62.526