Efficiency Ratio Over Time
Efficiency Ratio First Community Bank, National Association All Insured Commercial Banks in Texas
06-30-2005 73.355 67.031
03-31-2005 71.321 67.486
12-31-2004 78.935 69.184
09-30-2004 78.849 68.305
06-30-2004 80.427 68.807
03-31-2004 80.192 69.055
12-31-2003 75.953 69.41
09-30-2003 75.434 68.526
06-30-2003 74.301 68.452
03-31-2003 69.521 68.632
12-31-2002 74.02 67.534