Efficiency Ratio Over Time
Efficiency Ratio First Citizens National Bank All Insured Commercial Banks in Tennessee
12-31-2016 63.358 69.386
09-30-2016 62.816 69.074
06-30-2016 61.564 69.175
03-31-2016 61.255 69.772
12-31-2015 63.053 71.67
09-30-2015 64.01 71.393
06-30-2015 64.526 71.347
03-31-2015 64.338 71.604
12-31-2014 62.716 71.978
09-30-2014 61.588 71.431
06-30-2014 60.852 72.281
03-31-2014 62.761 72.859
12-31-2013 61.849 72.831
09-30-2013 60.344 71.947
06-30-2013 60.496 72.339
03-31-2013 59.518 73.06
12-31-2012 59.902 72.788
09-30-2012 58.85 72.3
06-30-2012 58.963 72.159
03-31-2012 59.819 70.962
12-31-2011 59.905 74.565
09-30-2011 59.68 73.347
06-30-2011 60.661 74.593
03-31-2011 60.591 74.44
12-31-2010 59.681 74.786
09-30-2010 58.994 73.288
06-30-2010 56.452 73.208
03-31-2010 58.743 74.142
12-31-2009 59.992 78.956
09-30-2009 60.672 78.914
06-30-2009 61.156 79.484
03-31-2009 59.853 76.46
12-31-2008 63.189 76.123
09-30-2008 61.097 73.333
06-30-2008 65.27 73.064
03-31-2008 67.656 73.535
12-31-2007 64.324 71.353
09-30-2007 64.793 70.14
06-30-2007 65.271 70.181
03-31-2007 66.769 69.593
12-31-2006 63.854 69.255
09-30-2006 64.003 67.968
06-30-2006 64.304 68.089
03-31-2006 64.993 68.881
12-31-2005 62.969 68.603
09-30-2005 62.612 67.371
06-30-2005 62.921 67.28
03-31-2005 63.709 67.669
12-31-2004 62.576 67.909
09-30-2004 62.706 67.78
06-30-2004 62.836 67.917
03-31-2004 62.918 67.404
12-31-2003 61.885 67.065
09-30-2003 61.661 66.477
06-30-2003 61.833 67.007
03-31-2003 62.454 67.319
12-31-2002 58.982 65.163