Efficiency Ratio Over Time
Efficiency Ratio First Citizens Community Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 57.901 69.514
09-30-2016 58.405 69.712
06-30-2016 58.954 69.872
03-31-2016 57.186 70.619
12-31-2015 54.494 70.547
09-30-2015 52.445 70.818
06-30-2015 51.582 70.623
03-31-2015 52.278 70.976
12-31-2014 48.71 69.815
09-30-2014 48.835 70.001
06-30-2014 49.241 69.789
03-31-2014 50.242 70.622
12-31-2013 48.234 71.12
09-30-2013 47.801 70.413
06-30-2013 48.192 70.114
03-31-2013 48.386 70.64
12-31-2012 46.248 69.104
09-30-2012 46.307 68.379
06-30-2012 45.463 68.685
03-31-2012 46.88 68.587
12-31-2011 46.941 69.469
09-30-2011 47.483 68.702
06-30-2011 48.995 69.41
03-31-2011 50.51 69.792
12-31-2010 48.082 70.811
09-30-2010 48.168 70.978
06-30-2010 48.159 71.849
03-31-2010 48.768 72.86
12-31-2009 52.003 77.535
09-30-2009 52.525 76.738
06-30-2009 52.998 78.112
03-31-2009 53.12 76.859
12-31-2008 51.103 74.624
09-30-2008 51.425 73.365
06-30-2008 51.897 73.786
03-31-2008 53.529 75.604
12-31-2007 57.322 74.842
09-30-2007 58.395 71.87
06-30-2007 59.121 72.601
03-31-2007 61.351 73.073
12-31-2006 60.341 70.09
09-30-2006 61.12 68.901
06-30-2006 62.087 69.155
03-31-2006 64.231 68.841
12-31-2005 63.293 67.883
09-30-2005 63.591 66.821
06-30-2005 64.423 66.613
03-31-2005 64.701 66.251
12-31-2004 63.561 66.128
09-30-2004 63.501 66.722
06-30-2004 63.69 65.473
03-31-2004 63.907 65.291
12-31-2003 67.909 64.445
09-30-2003 68.905 63.915
06-30-2003 63.873 63.137
03-31-2003 64.285 63.284
12-31-2002 61.861 63.037