Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First Citizens Bank All Insured Commercial Banks in Alabama
03-31-2005 15.1 16.675
12-31-2004 14.89 16.641
09-30-2004 14.47 17.084
06-30-2004 14.63 16.519
03-31-2004 13.24 16.574
12-31-2003 13.28 16.427
09-30-2003 13.13 16.556
06-30-2003 13.83 16.228
03-31-2003 13.66 16.264
12-31-2002 13.5 16.06