First Citizens Bank
Talladega, AL — Domestic Branch of a Domestic Bank
Acquired May 2005
Leverage Ratio Over Time
| Leverage Ratio | First Citizens Bank | All Insured Commercial Banks in Alabama |
| 03-31-2005 | 7.63 | 10.584 |
| 12-31-2004 | 7.48 | 10.483 |
| 09-30-2004 | 7.25 | 10.742 |
| 06-30-2004 | 7.04 | 10.49 |
| 03-31-2004 | 6.44 | 10.424 |
| 12-31-2003 | 6.47 | 10.318 |
| 09-30-2003 | 6.9 | 10.409 |
| 06-30-2003 | 6.96 | 10.298 |
| 03-31-2003 | 6.9 | 10.332 |
| 12-31-2002 | 7 | 10.22 |