First Citizens Bank
Talladega, AL — Domestic Branch of a Domestic Bank
Acquired May 2005
Unearned Income on Loans Over Time
| Unearned Income on Loans | First Citizens Bank | All Insured Commercial Banks in Alabama |
| 03-31-2005 | (129,000) | (840,630) |
| 12-31-2004 | (140,000) | (1,026,870) |
| 09-30-2004 | (152,000) | (1,001,356) |
| 06-30-2004 | (150,000) | (927,792) |
| 03-31-2004 | (148,000) | (913,714) |
| 12-31-2003 | (147,000) | (1,277,673) |
| 09-30-2003 | (141,000) | (1,287,804) |
| 06-30-2003 | (135,000) | (962,982) |
| 03-31-2003 | (129,000) | (985,897) |
| 12-31-2002 | (130,000) | (884,855) |