Efficiency Ratio Over Time
Efficiency Ratio First-Citizens Bank, National Association All Insured Commercial Banks in Virginia
03-31-2006 77.302 66.465
12-31-2005 68.684 66.06
09-30-2005 68.848 64.247
06-30-2005 70.822 64.679
03-31-2005 73.086 65.369
12-31-2004 67.421 65.278
09-30-2004 68.112 64.991
06-30-2004 70.246 65.483
03-31-2004 75.519 65.972
12-31-2003 66.206 64.911
09-30-2003 66.004 64.352
06-30-2003 68.029 63.374
03-31-2003 70.353 62.719
12-31-2002 63.419 63.6