Efficiency Ratio Over Time
Efficiency Ratio First Bradenton Bank All Insured Commercial Banks in Florida
09-30-2004 68.804 70.445
06-30-2004 65.79 71.231
03-31-2004 64.906 71.697
12-31-2003 74.364 73.427
09-30-2003 72.963
06-30-2003 72.602
03-31-2003 73.441
12-31-2002 73.418