Efficiency Ratio Over Time
Efficiency Ratio First Bank, Upper Michigan All Insured Commercial Banks in Michigan
12-31-2016 56.721 71.925
09-30-2016 57.853 72.284
06-30-2016 58.085 72.703
03-31-2016 59.396 74.111
12-31-2015 57 73.902
09-30-2015 56.531 72.796
06-30-2015 58.174 73.108
03-31-2015 58.27 74.364
12-31-2014 55.338 75.309
09-30-2014 55.041 75.334
06-30-2014 54.635 75.605
03-31-2014 58.34 76.846
12-31-2013 52.293 74.841
09-30-2013 53.201 73.806
06-30-2013 53.047 73.811
03-31-2013 55.163 73.988
12-31-2012 50.816 71.723
09-30-2012 50.955 71.614
06-30-2012 51.27 71.839
03-31-2012 52.775 72.697
12-31-2011 49.668 73.486
09-30-2011 50.101 73.637
06-30-2011 51.244 74.221
03-31-2011 51.427 75.166
12-31-2010 49.622 74.379
09-30-2010 51.216 74.86
06-30-2010 51.946 75.739
03-31-2010 52.624 76.883
12-31-2009 49.601 82.058
09-30-2009 51.379 81.121
06-30-2009 51.79 82.109
03-31-2009 54.014 80.184
12-31-2008 50.3 80.181
09-30-2008 50.542 75.465
06-30-2008 51.454 75.619
03-31-2008 52.237 76.097
12-31-2007 49.431 72.221
09-30-2007 50.621 70.635
06-30-2007 50.413 69.92
03-31-2007 51.261 70.315
12-31-2006 50.714 66.877
09-30-2006 51.7 65.716
06-30-2006 52.065 66.171
03-31-2006 53.196 66.982
12-31-2005 48.275 64.078
09-30-2005 48.486 64.016
06-30-2005 48.219 63.808
03-31-2005 48.058 64.541
12-31-2004 46.37 64.329
09-30-2004 46.625 64.747
06-30-2004 47.271 65.538
03-31-2004 48.414 66.274
12-31-2003 44.149 63.66
09-30-2003 43.979 62.955
06-30-2003 44.798 63.034
03-31-2003 46.461 63.233
12-31-2002 44.624 62.526