First Bank & Trust
Evanston, IL — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First Bank & Trust | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 2.987 | 3.499 |
| 09-30-2016 | 3.028 | 3.502 |
| 06-30-2016 | 3.073 | 3.495 |
| 03-31-2016 | 3.085 | 3.487 |
| 12-31-2015 | 3.076 | 3.487 |
| 09-30-2015 | 3.088 | 3.478 |
| 06-30-2015 | 3.105 | 3.453 |
| 03-31-2015 | 3.148 | 3.418 |
| 12-31-2014 | 3.156 | 3.485 |
| 09-30-2014 | 3.144 | 3.46 |
| 06-30-2014 | 3.123 | 3.443 |
| 03-31-2014 | 3.098 | 3.416 |
| 12-31-2013 | 3.105 | 3.428 |
| 09-30-2013 | 3.079 | 3.4 |
| 06-30-2013 | 3.033 | 3.374 |
| 03-31-2013 | 3.029 | 3.361 |
| 12-31-2012 | 3.179 | 3.573 |
| 09-30-2012 | 3.146 | 3.585 |
| 06-30-2012 | 3.115 | 3.59 |
| 03-31-2012 | 3.16 | 3.604 |
| 12-31-2011 | 3.654 | 3.692 |
| 09-30-2011 | 3.742 | 3.686 |
| 06-30-2011 | 3.726 | 3.652 |
| 03-31-2011 | 3.689 | 3.614 |
| 12-31-2010 | 3.659 | 3.707 |
| 09-30-2010 | 3.626 | 3.712 |
| 06-30-2010 | 3.612 | 3.694 |
| 03-31-2010 | 3.668 | 3.664 |
| 12-31-2009 | 3.556 | 3.579 |
| 09-30-2009 | 3.447 | 3.56 |
| 06-30-2009 | 3.288 | 3.538 |
| 03-31-2009 | 3.199 | 3.54 |
| 12-31-2008 | 3.497 | 3.56 |
| 09-30-2008 | 3.485 | 3.558 |
| 06-30-2008 | 3.35 | 3.533 |
| 03-31-2008 | 3.39 | 3.519 |
| 12-31-2007 | 3.636 | 3.667 |
| 09-30-2007 | 3.659 | 3.677 |
| 06-30-2007 | 3.625 | 3.662 |
| 03-31-2007 | 3.702 | 3.626 |
| 12-31-2006 | 3.87 | 3.765 |
| 09-30-2006 | 3.878 | 3.793 |
| 06-30-2006 | 3.84 | 3.805 |
| 03-31-2006 | 3.794 | 3.781 |
| 12-31-2005 | 3.573 | 3.876 |
| 09-30-2005 | 3.524 | 3.884 |
| 06-30-2005 | 3.431 | 3.873 |
| 03-31-2005 | 3.431 | 3.831 |
| 12-31-2004 | 3.454 | 3.852 |
| 09-30-2004 | 3.406 | 3.831 |
| 06-30-2004 | 3.381 | 3.815 |
| 03-31-2004 | 3.379 | 3.814 |
| 12-31-2003 | 3.418 | 3.819 |
| 09-30-2003 | 3.423 | 3.828 |
| 06-30-2003 | 3.45 | 3.842 |
| 03-31-2003 | 3.458 | 3.863 |
| 12-31-2002 | 3.649 | 3.995 |