Efficiency Ratio Over Time
Efficiency Ratio Farmers State Bank All Insured Commercial Banks in Georgia
09-30-2016 68.931 71.784
06-30-2016 67.314 71.801
03-31-2016 65.306 72.381
12-31-2015 75.477 74.736
09-30-2015 68.269 74.146
06-30-2015 69.906 74.924
03-31-2015 67.834 75.066
12-31-2014 64.313 76.672
09-30-2014 64.037 76.559
06-30-2014 61.847 76.671
03-31-2014 64.064 77.567
12-31-2013 60.421 78.98
09-30-2013 59.281 77.731
06-30-2013 61.475 77.662
03-31-2013 57.462 78.695
12-31-2012 59.363 81.634
09-30-2012 60.265 80.308
06-30-2012 63.58 79.256
03-31-2012 59.539 77.503
12-31-2011 66.819 86.295
09-30-2011 70.633 84.186
06-30-2011 63.399 84.663
03-31-2011 61.356 85.152
12-31-2010 55.424 93.824
09-30-2010 57.711 90.833
06-30-2010 55.522 90.425
03-31-2010 61.868 88.401
12-31-2009 64.585 105.063
09-30-2009 66.334 102.285
06-30-2009 70.893 106.774
03-31-2009 53.566 99.343
12-31-2008 50.827 92.806
09-30-2008 49.999 84.879
06-30-2008 49.489 82.103
03-31-2008 47.138 76.842
12-31-2007 48.835 66.184
09-30-2007 48.089 63.793
06-30-2007 48.256 63.216
03-31-2007 49.705 63.468
12-31-2006 47.926 63.007
09-30-2006 46.577 61.317
06-30-2006 47.382 61.045
03-31-2006 46.325 60.367
12-31-2005 51.803 62.186
09-30-2005 51.894 61.255
06-30-2005 52.696 61.571
03-31-2005 53.863 62.33
12-31-2004 54.503 64.32
09-30-2004 55.185 64.404
06-30-2004 54.829 64.229
03-31-2004 54.991 64.639
12-31-2003 53.458 65.562
09-30-2003 52.956 64.676
06-30-2003 53.763 64.537
03-31-2003 54.018 65.157
12-31-2002 52.277 64.609