Efficiency Ratio Over Time
Efficiency Ratio Farmers & Merchants Bank All Insured Commercial Banks in Georgia
12-31-2016 70.802 72.067
09-30-2016 88.047 71.784
06-30-2016 85.506 71.801
03-31-2016 81.441 72.381
12-31-2015 88.354 74.736
09-30-2015 77.798 74.146
06-30-2015 74.563 74.924
03-31-2015 75.677 75.066
12-31-2014 107.582 76.672
09-30-2014 123.106 76.559
06-30-2014 79.102 76.671
03-31-2014 86.338 77.567
12-31-2013 77.301 78.98
09-30-2013 81.614 77.731
06-30-2013 86.043 77.662
03-31-2013 88.062 78.695
12-31-2012 75.807 81.634
09-30-2012 77.438 80.308
06-30-2012 76.175 79.256
03-31-2012 79.84 77.503
12-31-2011 72.758 86.295
09-30-2011 69.707 84.186
06-30-2011 70.467 84.663
03-31-2011 68.037 85.152
12-31-2010 73.156 93.824
09-30-2010 73.602 90.833
06-30-2010 73.624 90.425
03-31-2010 70.09 88.401
12-31-2009 74.338 105.063
09-30-2009 79.284 102.285
06-30-2009 83.653 106.774
03-31-2009 71.268 99.343
12-31-2008 67.733 92.806
09-30-2008 65.514 84.879
06-30-2008 65.543 82.103
03-31-2008 59.078 76.842
12-31-2007 58.977 66.184
09-30-2007 50.596 63.793
06-30-2007 52.224 63.216
03-31-2007 50.138 63.468
12-31-2006 54.31 63.007
09-30-2006 48.418 61.317
06-30-2006 46.245 61.045
03-31-2006 45.706 60.367
12-31-2005 53.112 62.186
09-30-2005 47.287 61.255
06-30-2005 47.143 61.571
03-31-2005 43.382 62.33
12-31-2004 51.215 64.32
09-30-2004 47.69 64.404
06-30-2004 49.205 64.229
03-31-2004 45.445 64.639
12-31-2003 49.638 65.562
09-30-2003 48.651 64.676
06-30-2003 49.94 64.537
03-31-2003 57.518 65.157
12-31-2002 49.035 64.609