Efficiency Ratio Over Time
Efficiency Ratio Farmers & Merchants Bank All Insured Commercial Banks in Georgia
12-31-2016 75.082 72.067
09-30-2016 77.517 71.784
06-30-2016 76.538 71.801
03-31-2016 87.719 72.381
12-31-2015 85.844 74.736
09-30-2015 85.384 74.146
06-30-2015 72.928 74.924
03-31-2015 71.134 75.066
12-31-2014 69.567 76.672
09-30-2014 72.442 76.559
06-30-2014 69.938 76.671
03-31-2014 65.767 77.567
12-31-2013 81.93 78.98
09-30-2013 81.214 77.731
06-30-2013 81.561 77.662
03-31-2013 77.405 78.695
12-31-2012 80.573 81.634
09-30-2012 79.621 80.308
06-30-2012 82.209 79.256
03-31-2012 76.605 77.503
12-31-2011 96.902 86.295
09-30-2011 99.316 84.186
06-30-2011 100.163 84.663
03-31-2011 100.487 85.152
12-31-2010 104.171 93.824
09-30-2010 99.164 90.833
06-30-2010 89.751 90.425
03-31-2010 95.015 88.401
12-31-2009 120.776 105.063
09-30-2009 109.045 102.285
06-30-2009 111.866 106.774
03-31-2009 100.134 99.343
12-31-2008 94.304 92.806
09-30-2008 82.208 84.879
06-30-2008 76.787 82.103
03-31-2008 70.755 76.842
12-31-2007 59.59 66.184
09-30-2007 57.795 63.793
06-30-2007 57.093 63.216
03-31-2007 57.083 63.468
12-31-2006 60.741 63.007
09-30-2006 60.506 61.317
06-30-2006 61.892 61.045
03-31-2006 64.594 60.367
12-31-2005 64.613 62.186
09-30-2005 59.836 61.255
06-30-2005 60.375 61.571
03-31-2005 60.872 62.33
12-31-2004 62.582 64.32
09-30-2004 61.502 64.404
06-30-2004 61.433 64.229
03-31-2004 63.29 64.639
12-31-2003 77.592 65.562
09-30-2003 77.444 64.676
06-30-2003 80.153 64.537
03-31-2003 79.972 65.157
12-31-2002 79.177 64.609