Efficiency Ratio Over Time
Efficiency Ratio Farmers & Merchants Bank All Insured Commercial Banks in North Carolina
12-31-2016 76.446 75.532
09-30-2016 76.447 74.319
06-30-2016 76.507 75.125
03-31-2016 77.317 76.932
12-31-2015 78.612 77.731
09-30-2015 78.358 76.079
06-30-2015 77.868 77.664
03-31-2015 75.095 78.45
12-31-2014 79.867 78.669
09-30-2014 78.948 78.667
06-30-2014 77.171 77.432
03-31-2014 76.748 78.688
12-31-2013 70.935 79.436
09-30-2013 70.081 79.479
06-30-2013 69.487 82.122
03-31-2013 69.453 81.477
12-31-2012 66.435 84.532
09-30-2012 65.825 79.948
06-30-2012 65.805 79.66
03-31-2012 65.158 80.134
12-31-2011 59.936 83.715
09-30-2011 60.166 80.722
06-30-2011 60.051 81.672
03-31-2011 59.763 77.382
12-31-2010 56.068 81.95
09-30-2010 56.524 78.415
06-30-2010 56.244 77.394
03-31-2010 56.862 75.949
12-31-2009 53.207 90.561
09-30-2009 54.112 90.302
06-30-2009 59.723 92.008
03-31-2009 61.97 88.645
12-31-2008 63.058 98.476
09-30-2008 62.518 89.546
06-30-2008 63.229 91.254
03-31-2008 63.931 80.913
12-31-2007 65.806 78.875
09-30-2007 66.473 73.569
06-30-2007 67.146 72.15
03-31-2007 67.833 72.267
12-31-2006 64.832 76.95
09-30-2006 64.83 77.366
06-30-2006 66.498 74.294
03-31-2006 67.952 74.11
12-31-2005 65.2 68.439
09-30-2005 64.745 67.785
06-30-2005 64.626 68.405
03-31-2005 65.128 69.415
12-31-2004 66.011 78.781
09-30-2004 66.065 72.005
06-30-2004 66.673 71.326
03-31-2004 65.848 71.095
12-31-2003 60.977 70.657
09-30-2003 59.874 70.143
06-30-2003 59.065 69.896
03-31-2003 59.948 69.023
12-31-2002 58.288 69.096