Efficiency Ratio Over Time
Efficiency Ratio Farmers Bank All Insured Commercial Banks in Tennessee
03-31-2006 83.003 68.881
12-31-2005 81.163 68.603
09-30-2005 82.724 67.371
06-30-2005 88.162 67.28
03-31-2005 90.095 67.669
12-31-2004 81.534 67.909
09-30-2004 80.962 67.78
06-30-2004 79.758 67.917
03-31-2004 78.296 67.404
12-31-2003 74.91 67.065
09-30-2003 73.983 66.477
06-30-2003 77.051 67.007
03-31-2003 74.505 67.319
12-31-2002 70.909 65.163