Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio F&M Bank All Insured Commercial Banks in Washington
03-31-2007 9.64 14.695
12-31-2006 9.61 15.47
09-30-2006 10.21 14
06-30-2006 10.26 13.809
03-31-2006 10.25 13.337
12-31-2005 10.6 13.464
09-30-2005 11.3 13.695
06-30-2005 11.27 13.69
03-31-2005 11.95 12.998
12-31-2004 12.07 13.136
09-30-2004 11.01 13.078
06-30-2004 10.81 13.268
03-31-2004 10.72 13.299
12-31-2003 10.87 13.403
09-30-2003 11.32 13.391
06-30-2003 11.39 13.328
03-31-2003 11.39 13.787
12-31-2002 11.19 13.678