F&M Bank
Spokane Valley, WA — Domestic Branch of a Domestic Bank
Acquired May 2007
Unearned Income on Loans Over Time
| Unearned Income on Loans | F&M Bank | All Insured Commercial Banks in Washington |
| 03-31-2007 | (566,000) | (1,837,946) |
| 12-31-2006 | (541,000) | (1,735,000) |
| 09-30-2006 | (564,000) | (1,847,400) |
| 06-30-2006 | (507,000) | (1,862,471) |
| 03-31-2006 | (479,000) | (1,850,219) |
| 12-31-2005 | (451,000) | (1,781,970) |
| 09-30-2005 | (341,000) | (1,768,424) |
| 06-30-2005 | (110,000) | (1,426,667) |
| 03-31-2005 | (26,000) | (1,398,313) |
| 12-31-2004 | (1,458,667) | |
| 09-30-2004 | (1,488,103) | |
| 06-30-2004 | (1,440,214) | |
| 03-31-2004 | (1,239,900) | |
| 12-31-2003 | (1,182,613) | |
| 09-30-2003 | (1,316,765) | |
| 06-30-2003 | (1,303,939) | |
| 03-31-2003 | (1,229,471) | |
| 12-31-2002 | (1,223,824) |