F&M Bank
Spokane Valley, WA — Domestic Branch of a Domestic Bank
Acquired May 2007
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | F&M Bank | All Insured Commercial Banks in Washington |
| 03-31-2007 | 175,000 | 239,984 |
| 12-31-2006 | 774,000 | 1,275,236 |
| 09-30-2006 | 455,000 | 940,826 |
| 06-30-2006 | 315,000 | 638,081 |
| 03-31-2006 | 203,000 | 326,966 |
| 12-31-2005 | 563,000 | 1,066,157 |
| 09-30-2005 | 358,000 | 776,057 |
| 06-30-2005 | 252,000 | 389,620 |
| 03-31-2005 | 217,422 | |
| 12-31-2004 | 452,000 | 1,073,179 |
| 09-30-2004 | 260,000 | 715,106 |
| 06-30-2004 | 210,000 | 498,508 |
| 03-31-2004 | 76,000 | 236,563 |
| 12-31-2003 | 119,000 | 1,078,119 |
| 09-30-2003 | 317,000 | 837,030 |
| 06-30-2003 | 77,000 | 569,554 |
| 03-31-2003 | 42,000 | 262,476 |
| 12-31-2002 | 970,000 | 1,239,082 |