Efficiency Ratio Over Time
Efficiency Ratio F & M Bank Minnesota All Insured Commercial Banks in Minnesota
12-31-2016 55.937 68.21
09-30-2016 56.045 67.82
06-30-2016 54.949 68.266
03-31-2016 58.285 68.539
12-31-2015 59.685 69.087
09-30-2015 59.073 68.091
06-30-2015 60.683 68.731
03-31-2015 57.094 69.546
12-31-2014 65.79 70.192
09-30-2014 67.947 69.414
06-30-2014 74.585 70.483
03-31-2014 83.928 71.207
12-31-2013 62.77 71.481
09-30-2013 63.683 70.407
06-30-2013 67.185 71.234
03-31-2013 63.58 71.404
12-31-2012 61.911 72.052
09-30-2012 63.201 70.937
06-30-2012 66.249 71.427
03-31-2012 65.872 71.189
12-31-2011 64.698 73.09
09-30-2011 63.798 71.985
06-30-2011 63.204 73.14
03-31-2011 63.046 73.338
12-31-2010 73.848 74.588
09-30-2010 70.898 72.773
06-30-2010 71.197 73.112
03-31-2010 74.593 73.078
12-31-2009 62.33 74.829
09-30-2009 61.526 73.299
06-30-2009 60.459 73.728
03-31-2009 58.929 72.218
12-31-2008 59.594 70.751
09-30-2008 59.715 69.076
06-30-2008 58.917 68.994
03-31-2008 62.214 69.012
12-31-2007 58.416 67.104
09-30-2007 59.318 65.982
06-30-2007 54.52 66.544
03-31-2007 58.446 66.538
12-31-2006 64.19 64.583
09-30-2006 66.733 63.158
06-30-2006 73.21 63.582
03-31-2006 73.186 64.084
12-31-2005 73.823 63.714
09-30-2005 82.536 62.201
06-30-2005 79.753 62.651
03-31-2005 88.055 62.926
12-31-2004 70.691 63.335
09-30-2004 77.122 61.98
06-30-2004 78.597 62.61
03-31-2004 79.771 63.48
12-31-2003 68.171 63.289
09-30-2003 73.813 61.468
06-30-2003 78.547 61.298
03-31-2003 78.76 62.209
12-31-2002 68.987 61.807