Efficiency Ratio Over Time
Efficiency Ratio F & M Bank And Trust Company All Insured Commercial Banks in Georgia
12-31-2016 83.648 72.067
09-30-2016 80.694 71.784
06-30-2016 73.41 71.801
03-31-2016 60.239 72.381
12-31-2015 111.679 74.736
09-30-2015 111.083 74.146
06-30-2015 107.837 74.924
03-31-2015 107.041 75.066
12-31-2014 125.72 76.672
09-30-2014 128.457 76.559
06-30-2014 136.763 76.671
03-31-2014 132.774 77.567
12-31-2013 131.317 78.98
09-30-2013 166.102 77.731
06-30-2013 183.966 77.662
03-31-2013 155.148 78.695
12-31-2012 187.272 81.634
09-30-2012 176.094 80.308
06-30-2012 158.583 79.256
03-31-2012 141.138 77.503
12-31-2011 130.505 86.295
09-30-2011 126.566 84.186
06-30-2011 111.259 84.663
03-31-2011 108.451 85.152
12-31-2010 139.606 93.824
09-30-2010 127.116 90.833
06-30-2010 113.281 90.425
03-31-2010 130.648 88.401
12-31-2009 79.007 105.063
09-30-2009 101.175 102.285
06-30-2009 101.808 106.774
03-31-2009 108.134 99.343
12-31-2008 77.823 92.806
09-30-2008 74.992 84.879
06-30-2008 74.948 82.103
03-31-2008 71.386 76.842
12-31-2007 63.721 66.184
09-30-2007 61.374 63.793
06-30-2007 60.206 63.216
03-31-2007 57.893 63.468
12-31-2006 62.357 63.007
09-30-2006 60.868 61.317
06-30-2006 60.227 61.045
03-31-2006 60.836 60.367
12-31-2005 65.886 62.186
09-30-2005 65.874 61.255
06-30-2005 66.566 61.571
03-31-2005 69.165 62.33
12-31-2004 67.362 64.32
09-30-2004 69.513 64.404
06-30-2004 70.335 64.229
03-31-2004 69.034 64.639
12-31-2003 64.207 65.562
09-30-2003 69.324 64.676
06-30-2003 70.057 64.537
03-31-2003 72.828 65.157
12-31-2002 72.591 64.609