Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Evertrust Bank All Insured Savings Banks in Washington
09-30-2004 10.86 14.796
06-30-2004 10.5 14.657
03-31-2004 10.24 14.774
12-31-2003 10.97 15.238
09-30-2003 11.69 14.884
06-30-2003 11.36 13.917
03-31-2003 11.66 14.429
12-31-2002 12.67 14.046