Efficiency Ratio Over Time
Efficiency Ratio Ellsworth State Bank All Insured Commercial Banks in Minnesota
03-31-2004 66.477 63.48
12-31-2003 55.053 63.289
09-30-2003 50.295 61.468
06-30-2003 49.73 61.298
03-31-2003 44.547 62.209
12-31-2002 45.663 61.807