Efficiency Ratio Over Time
Efficiency Ratio East Valley Community Bank All Insured Commercial Banks in Arizona
12-31-2006 71.375 92.508
09-30-2006 67.863 86.432
06-30-2006 65.308 79.483
03-31-2006 59.098 68.127
12-31-2005 82.309 72.226
09-30-2005 84.246 72.565
06-30-2005 85.077 72.612
03-31-2005 87.852 74.043
12-31-2004 84.079 74.304
09-30-2004 85.977 75.867
06-30-2004 88.43 78.373
03-31-2004 88.364 77.094
12-31-2003 108.717 94.762
09-30-2003 112.706 90.81
06-30-2003 121.169 95.041
03-31-2003 127.316 101.157
12-31-2002 117.831 156.426