Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Destin Bank All Insured Commercial Banks in Florida
03-31-2005 9.39 14.12
12-31-2004 9.45 13.545
09-30-2004 10.5 13.486
06-30-2004 10.81 13.347
03-31-2004 11.73 13.463
12-31-2003 11.59 13.304
09-30-2003 11.93 13.275
06-30-2003 12.33 13.156
03-31-2003 12.67 13.366
12-31-2002 13.88 13.29