Cumberland Valley National Bank & Trust Company
East Bernstadt, KY — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Cumberland Valley National Bank & Trust Company | All Insured Commercial Banks in Kentucky |
| 12-31-2016 | 3.38 | 3.847 |
| 09-30-2016 | 3.378 | 3.839 |
| 06-30-2016 | 3.371 | 3.83 |
| 03-31-2016 | 3.228 | 3.835 |
| 12-31-2015 | 3.227 | 3.854 |
| 09-30-2015 | 3.272 | 3.835 |
| 06-30-2015 | 3.327 | 3.805 |
| 03-31-2015 | 3.351 | 3.782 |
| 12-31-2014 | 3.339 | 3.876 |
| 09-30-2014 | 3.355 | 3.873 |
| 06-30-2014 | 3.396 | 3.849 |
| 03-31-2014 | 3.418 | 3.818 |
| 12-31-2013 | 3.443 | 3.896 |
| 09-30-2013 | 3.428 | 3.885 |
| 06-30-2013 | 3.425 | 3.859 |
| 03-31-2013 | 3.452 | 3.815 |
| 12-31-2012 | 3.539 | 3.961 |
| 09-30-2012 | 3.535 | 3.975 |
| 06-30-2012 | 3.588 | 3.973 |
| 03-31-2012 | 3.576 | 3.983 |
| 12-31-2011 | 3.699 | 4.042 |
| 09-30-2011 | 3.697 | 4.042 |
| 06-30-2011 | 3.703 | 4.015 |
| 03-31-2011 | 3.631 | 3.967 |
| 12-31-2010 | 3.581 | 3.993 |
| 09-30-2010 | 3.582 | 3.984 |
| 06-30-2010 | 3.557 | 3.944 |
| 03-31-2010 | 3.538 | 3.9 |
| 12-31-2009 | 3.566 | 3.898 |
| 09-30-2009 | 3.647 | 3.888 |
| 06-30-2009 | 3.636 | 3.871 |
| 03-31-2009 | 3.706 | 3.873 |
| 12-31-2008 | 3.664 | 3.965 |
| 09-30-2008 | 3.683 | 3.942 |
| 06-30-2008 | 3.667 | 3.916 |
| 03-31-2008 | 3.602 | 3.902 |
| 12-31-2007 | 3.628 | 4.06 |
| 09-30-2007 | 3.603 | 4.06 |
| 06-30-2007 | 3.527 | 4.061 |
| 03-31-2007 | 3.429 | 4.034 |
| 12-31-2006 | 3.542 | 4.178 |
| 09-30-2006 | 3.495 | 4.194 |
| 06-30-2006 | 3.462 | 4.174 |
| 03-31-2006 | 3.461 | 4.128 |
| 12-31-2005 | 3.371 | 4.154 |
| 09-30-2005 | 3.331 | 4.143 |
| 06-30-2005 | 3.31 | 4.12 |
| 03-31-2005 | 3.247 | 4.084 |
| 12-31-2004 | 3.512 | 4.13 |
| 09-30-2004 | 3.462 | 4.099 |
| 06-30-2004 | 3.491 | 4.081 |
| 03-31-2004 | 3.553 | 4.077 |
| 12-31-2003 | 3.737 | 4.064 |
| 09-30-2003 | 3.765 | 4.044 |
| 06-30-2003 | 3.835 | 4.039 |
| 03-31-2003 | 3.908 | 4.05 |
| 12-31-2002 | 4.079 | 4.146 |