Efficiency Ratio Over Time
Efficiency Ratio Covenant Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 81.969 69.514
09-30-2016 87.025 69.712
06-30-2016 90.163 69.872
03-31-2016 83.268 70.619
12-31-2015 76.495 70.547
09-30-2015 73.827 70.818
06-30-2015 68.228 70.623
03-31-2015 49.786 70.976
12-31-2014 91.846 69.815
09-30-2014 71.345 70.001
06-30-2014 67.868 69.789
03-31-2014 65.184 70.622
12-31-2013 64.861 71.12
09-30-2013 66.723 70.413
06-30-2013 61.262 70.114
03-31-2013 54.682 70.64
12-31-2012 58.66 69.104
09-30-2012 63.495 68.379
06-30-2012 64.21 68.685
03-31-2012 63.231 68.587
12-31-2011 60.768 69.469
09-30-2011 62.369 68.702
06-30-2011 58.423 69.41
03-31-2011 64.216 69.792
12-31-2010 66.231 70.811
09-30-2010 70.069 70.978
06-30-2010 78.994 71.849
03-31-2010 89.014 72.86
12-31-2009 110.826 77.535
09-30-2009 124.503 76.738
06-30-2009 142.993 78.112
03-31-2009 178.584 76.859
12-31-2008 182.853 74.624
09-30-2008 231.045 73.365
06-30-2008 311.776 73.786
03-31-2008 259.42 75.604
12-31-2007 771.078 74.842
09-30-2007 71.87
06-30-2007 72.601
03-31-2007 73.073
12-31-2006 70.09
09-30-2006 68.901
06-30-2006 69.155
03-31-2006 68.841
12-31-2005 67.883
09-30-2005 66.821
06-30-2005 66.613
03-31-2005 66.251
12-31-2004 66.128
09-30-2004 66.722
06-30-2004 65.473
03-31-2004 65.291
12-31-2003 64.445
09-30-2003 63.915
06-30-2003 63.137
03-31-2003 63.284
12-31-2002 63.037