Efficiency Ratio Over Time
Efficiency Ratio Covenant Bank & Trust All Insured Commercial Banks in Georgia
12-31-2011 108.948 86.295
09-30-2011 88.676 84.186
06-30-2011 75.911 84.663
03-31-2011 66.577 85.152
12-31-2010 98.146 93.824
09-30-2010 88.455 90.833
06-30-2010 89.377 90.425
03-31-2010 89.668 88.401
12-31-2009 112.231 105.063
09-30-2009 117.596 102.285
06-30-2009 107.475 106.774
03-31-2009 99.851 99.343
12-31-2008 112.041 92.806
09-30-2008 117.641 84.879
06-30-2008 122.489 82.103
03-31-2008 118.246 76.842
12-31-2007 116.071 66.184
09-30-2007 121.567 63.793
06-30-2007 122.297 63.216
03-31-2007 128.426 63.468
12-31-2006 220.977 63.007
09-30-2006 263.524 61.317
06-30-2006 364.737 61.045
03-31-2006 60.367
12-31-2005 62.186
09-30-2005 61.255
06-30-2005 61.571
03-31-2005 62.33
12-31-2004 64.32
09-30-2004 64.404
06-30-2004 64.229
03-31-2004 64.639
12-31-2003 65.562
09-30-2003 64.676
06-30-2003 64.537
03-31-2003 65.157
12-31-2002 64.609