Efficiency Ratio Over Time
Efficiency Ratio County National Bank All Insured Commercial Banks in Maryland
03-31-2007 65.175 67.486
12-31-2006 66.901 64.324
09-30-2006 66.847 62.96
06-30-2006 66.848 63.355
03-31-2006 67.181 65.04
12-31-2005 71.213 63.038
09-30-2005 72.719 63.109
06-30-2005 75.103 62.947
03-31-2005 77.392 63.513
12-31-2004 80.733 66.675
09-30-2004 82.384 65.184
06-30-2004 82.355 63.468
03-31-2004 85.43 63.796
12-31-2003 81.671 63.855
09-30-2003 83.528 62.07
06-30-2003 83.181 61.781
03-31-2003 85.076 62.014
12-31-2002 80.921 63.249