Efficiency Ratio Over Time
Efficiency Ratio Countrywide Bank, Fsb
12-31-2006 24.158
09-30-2006 23.524
06-30-2006 23.982
03-31-2006 21.872
12-31-2005 19.726
09-30-2005 20.195
06-30-2005 23.441
03-31-2005 21.452
12-31-2004 22.016
09-30-2004 22.892
06-30-2004 23.807
03-31-2004 23.374
12-31-2003 29.338
09-30-2003 31.683
06-30-2003 32.915
03-31-2003 37.699
12-31-2002 38.76