Country Bank For Savings
Ware, MA — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Country Bank For Savings | All Insured Savings Banks in Massachusetts |
| 12-31-2016 | 3.226 | 3.143 |
| 09-30-2016 | 3.24 | 3.146 |
| 06-30-2016 | 3.257 | 3.156 |
| 03-31-2016 | 3.239 | 3.161 |
| 12-31-2015 | 3.252 | 3.16 |
| 09-30-2015 | 3.267 | 3.162 |
| 06-30-2015 | 3.316 | 3.15 |
| 03-31-2015 | 3.547 | 3.156 |
| 12-31-2014 | 3.058 | 3.152 |
| 09-30-2014 | 3.056 | 3.14 |
| 06-30-2014 | 3.065 | 3.137 |
| 03-31-2014 | 3.128 | 3.146 |
| 12-31-2013 | 3.063 | 3.175 |
| 09-30-2013 | 3.026 | 3.169 |
| 06-30-2013 | 3.028 | 3.157 |
| 03-31-2013 | 2.992 | 3.15 |
| 12-31-2012 | 3.321 | 3.239 |
| 09-30-2012 | 3.387 | 3.259 |
| 06-30-2012 | 3.405 | 3.271 |
| 03-31-2012 | 3.486 | 3.276 |
| 12-31-2011 | 3.446 | 3.373 |
| 09-30-2011 | 3.45 | 3.369 |
| 06-30-2011 | 3.451 | 3.364 |
| 03-31-2011 | 3.411 | 3.376 |
| 12-31-2010 | 3.239 | 3.404 |
| 09-30-2010 | 3.186 | 3.406 |
| 06-30-2010 | 3.108 | 3.396 |
| 03-31-2010 | 3.085 | 3.363 |
| 12-31-2009 | 3.212 | 3.155 |
| 09-30-2009 | 3.247 | 3.118 |
| 06-30-2009 | 3.21 | 3.083 |
| 03-31-2009 | 3.226 | 3.097 |
| 12-31-2008 | 3.151 | 3.024 |
| 09-30-2008 | 3.1 | 2.981 |
| 06-30-2008 | 3.028 | 2.92 |
| 03-31-2008 | 2.908 | 2.876 |
| 12-31-2007 | 2.59 | 2.941 |
| 09-30-2007 | 2.552 | 2.954 |
| 06-30-2007 | 2.532 | 2.962 |
| 03-31-2007 | 2.558 | 2.956 |
| 12-31-2006 | 2.782 | 3.154 |
| 09-30-2006 | 2.831 | 3.204 |
| 06-30-2006 | 2.954 | 3.241 |
| 03-31-2006 | 2.957 | 3.288 |
| 12-31-2005 | 3.286 | 3.409 |
| 09-30-2005 | 3.354 | 3.434 |
| 06-30-2005 | 3.428 | 3.45 |
| 03-31-2005 | 3.319 | 3.451 |
| 12-31-2004 | 3.547 | 3.429 |
| 09-30-2004 | 3.581 | 3.416 |
| 06-30-2004 | 3.637 | 3.424 |
| 03-31-2004 | 3.689 | 3.462 |
| 12-31-2003 | 3.585 | 3.452 |
| 09-30-2003 | 3.586 | 3.467 |
| 06-30-2003 | 3.567 | 3.517 |
| 03-31-2003 | 3.631 | 3.56 |
| 12-31-2002 | 3.819 | 3.675 |