Concord Efs National Bank
Memphis, TN — National Bank
Acquired Feb 2004
Retained Earnings Over Time
| Retained Earnings | Concord Efs National Bank | All Insured Commercial Banks in Tennessee |
| 12-31-2003 | 19,369,000 | 3,285,316 |
| 09-30-2003 | 8,638,000 | 2,864,809 |
| 06-30-2003 | 23,376,000 | 2,034,558 |
| 03-31-2003 | 20,021,000 | 1,208,755 |
| 12-31-2002 | 3,799,542 |