Concord Efs National Bank
Memphis, TN — National Bank
Acquired Feb 2004
Non-interest Expense Over Time
| Non-interest Expense | Concord Efs National Bank | All Insured Commercial Banks in Tennessee |
| 12-31-2003 | 1,157,236,000 | 5,057,394 |
| 09-30-2003 | 844,591,000 | 3,717,512 |
| 06-30-2003 | 552,936,000 | 2,410,287 |
| 03-31-2003 | 258,083,000 | 1,225,088 |
| 12-31-2002 | 1,002,679,000 | 4,442,782 |