Concord Efs National Bank
Memphis, TN — National Bank
Acquired Feb 2004
Tier 2 Capital Over Time
| Tier 2 Capital | Concord Efs National Bank | All Insured Commercial Banks in Tennessee |
| 12-31-2003 | 1,370,912 | |
| 09-30-2003 | 1,345,806 | |
| 06-30-2003 | 1,296,480 | |
| 03-31-2003 | 1,263,865 | |
| 12-31-2002 | 295,000 | 1,184,730 |