Concord Efs National Bank
Memphis, TN — National Bank
Acquired Feb 2004
Tier 1 Capital Over Time
| Tier 1 Capital | Concord Efs National Bank | All Insured Commercial Banks in Tennessee |
| 12-31-2003 | 420,451,000 | 15,727,682 |
| 09-30-2003 | 406,081,000 | 15,536,776 |
| 06-30-2003 | 416,541,000 | 14,952,614 |
| 03-31-2003 | 410,006,000 | 14,685,322 |
| 12-31-2002 | 384,930,000 | 14,094,230 |