Concord Efs National Bank
Memphis, TN — National Bank
Acquired Feb 2004
Loan and Lease Allowance Over Time
| Loan and Lease Allowance | Concord Efs National Bank | All Insured Commercial Banks in Tennessee |
| 12-31-2003 | (1,598,647) | |
| 09-30-2003 | (1,583,718) | |
| 06-30-2003 | (1,542,234) | |
| 03-31-2003 | (1,517,632) | |
| 12-31-2002 | (295,000) | (1,428,368) |