Efficiency Ratio Over Time
Efficiency Ratio Community Spirit Bank All Insured Commercial Banks in Alabama
09-30-2016 74.276 69.018
06-30-2016 73.564 69.728
03-31-2016 74.321 70.653
12-31-2015 72.323 71.218
09-30-2015 72.316 70.457
06-30-2015 73.054 70.592
03-31-2015 73.64 71.372
12-31-2014 71.887 71.785
09-30-2014 73.932 71.09
06-30-2014 70.473 71.632
03-31-2014 71.55 72.265
12-31-2013 68.248 72.589
09-30-2013 67.895 70.992
06-30-2013 67.315 71.155
03-31-2013 67.913 72.098
12-31-2012 66.284 72.371
09-30-2012 65.706 71.479
06-30-2012 66.955 71.58
03-31-2012 66.482 71.124
12-31-2011 74.067 72.839
09-30-2011 73.732 71.333
06-30-2011 72.717 71.67
03-31-2011 72.633 73.166
12-31-2010 76.626 73.319
09-30-2010 76.85 71.132
06-30-2010 77.974 70.04
03-31-2010 79.768 69.316
12-31-2009 82.38 75.318
09-30-2009 86.894 74.94
06-30-2009 88.894 77.407
03-31-2009 82.849 72.709
12-31-2008 80.933 74.406
09-30-2008 82.662 69.842
06-30-2008 81.094 69.184
03-31-2008 81.318 68.129
12-31-2007 77.912 63.817
09-30-2007 78.803 62.434
06-30-2007 83.86 61.116
03-31-2007 84.385 61.026
12-31-2006 80.309 59.812
09-30-2006 78.917 58.324
06-30-2006 80.805 58.46
03-31-2006 83.149 58.639
12-31-2005 80.053 59.887
09-30-2005 81.214 59.15
06-30-2005 84.409 59.137
03-31-2005 88.916 59.254
12-31-2004 75.467 60.786
09-30-2004 69.754 59.87
06-30-2004 84.768 60.106
03-31-2004 84.863 61.244
12-31-2003 85.766 61.448
09-30-2003 86.341 60.518
06-30-2003 87.547 60.565
03-31-2003 90.716 61.756
12-31-2002 76.194 59.281