Efficiency Ratio Over Time
Efficiency Ratio Community First Bank All Insured Commercial Banks in Virginia
03-31-2006 259.13 66.465
12-31-2005 71.861 66.06
09-30-2005 74.528 64.247
06-30-2005 74.916 64.679
03-31-2005 79.061 65.369
12-31-2004 71.86 65.278
09-30-2004 73.52 64.991
06-30-2004 74.412 65.483
03-31-2004 76.07 65.972
12-31-2003 65.045 64.911
09-30-2003 69.792 64.352
06-30-2003 68.898 63.374
03-31-2003 68.921 62.719
12-31-2002 73.327 63.6