Community First Bank
Lynchburg, VA — Domestic Branch of a Domestic Bank
Acquired Apr 2006
Net Interest Margin Over Time
| Net Interest Margin | Community First Bank | All Insured Commercial Banks in Virginia |
| 03-31-2006 | 4.201 | 4.196 |
| 12-31-2005 | 4.155 | 4.292 |
| 09-30-2005 | 4.136 | 4.244 |
| 06-30-2005 | 4.132 | 4.224 |
| 03-31-2005 | 4.13 | 4.182 |
| 12-31-2004 | 3.944 | 4.104 |
| 09-30-2004 | 3.899 | 4.071 |
| 06-30-2004 | 3.845 | 4.05 |
| 03-31-2004 | 3.745 | 4.07 |
| 12-31-2003 | 3.613 | 4.084 |
| 09-30-2003 | 4.203 | 4.087 |
| 06-30-2003 | 4.206 | 4.142 |
| 03-31-2003 | 4.466 | 4.196 |
| 12-31-2002 | 4.081 | 4.307 |