Community First Bank
Hunt Valley, MD — Federal Savings Bank
Acquired Oct 2012
Efficiency Ratio Over Time
| Efficiency Ratio | Community First Bank | All Insured Savings Banks in Maryland |
| 09-30-2013 | 220.652 | 88.816 |
| 06-30-2013 | 204.233 | 86.771 |
| 03-31-2013 | 408.955 | 93.643 |
| 12-31-2012 | 178.65 | 83.783 |
| 09-30-2012 | 155.099 | 81.64 |
| 06-30-2012 | 136.478 | 80.364 |
| 03-31-2012 | 115.217 | 79.57 |