Efficiency Ratio Over Time
Efficiency Ratio Commercial Bank All Insured Commercial Banks in Michigan
12-31-2016 65.86 71.925
09-30-2016 65.765 72.284
06-30-2016 65.938 72.703
03-31-2016 67.549 74.111
12-31-2015 67.359 73.902
09-30-2015 64.777 72.796
06-30-2015 64.402 73.108
03-31-2015 66.426 74.364
12-31-2014 66.483 75.309
09-30-2014 66.966 75.334
06-30-2014 66.361 75.605
03-31-2014 73.711 76.846
12-31-2013 68.401 74.841
09-30-2013 67.983 73.806
06-30-2013 67.687 73.811
03-31-2013 68.406 73.988
12-31-2012 70.754 71.723
09-30-2012 72.807 71.614
06-30-2012 75.508 71.839
03-31-2012 74.767 72.697
12-31-2011 68.65 73.486
09-30-2011 68.028 73.637
06-30-2011 66.463 74.221
03-31-2011 67.517 75.166
12-31-2010 57.064 74.379
09-30-2010 52.497 74.86
06-30-2010 61.169 75.739
03-31-2010 64.434 76.883
12-31-2009 59.961 82.058
09-30-2009 60.48 81.121
06-30-2009 57.995 82.109
03-31-2009 56.464 80.184
12-31-2008 63.161 80.181
09-30-2008 61.059 75.465
06-30-2008 61.946 75.619
03-31-2008 63.707 76.097
12-31-2007 63.43 72.221
09-30-2007 63.77 70.635
06-30-2007 64.724 69.92
03-31-2007 65.612 70.315
12-31-2006 62.273 66.877
09-30-2006 61.89 65.716
06-30-2006 61.392 66.171
03-31-2006 63.212 66.982
12-31-2005 62.095 64.078
09-30-2005 62.873 64.016
06-30-2005 64.003 63.808
03-31-2005 63.059 64.541
12-31-2004 63.533 64.329
09-30-2004 62.342 64.747
06-30-2004 63.768 65.538
03-31-2004 65.484 66.274
12-31-2003 56.946 63.66
09-30-2003 55.655 62.955
06-30-2003 57.858 63.034
03-31-2003 56.245 63.233
12-31-2002 55.374 62.526