Efficiency Ratio Over Time
Efficiency Ratio Coastal Banc, S.S.B. All Insured Savings Banks in Texas
03-31-2004 63.21 71.186
12-31-2003 66.37 70.486
09-30-2003 65.746 68.227
06-30-2003 64.843 68.067
03-31-2003 64.841 70.319
12-31-2002 58.293 69.366