Coastal Banc, S.S.B.
Houston, TX — Domestic Branch of a Domestic Bank
Acquired May 2004
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | All Insured Savings Banks in Texas |
| 03-31-2004 | 57,500 |
| 12-31-2003 | 87,333 |
| 09-30-2003 | 63,000 |
| 06-30-2003 | 30,833 |
| 03-31-2003 | 10,500 |
| 12-31-2002 | 125,167 |