Coastal Banc, S.S.B.
Houston, TX — Domestic Branch of a Domestic Bank
Acquired May 2004
Net Interest Margin Over Time
| Net Interest Margin | Coastal Banc, S.S.B. | All Insured Savings Banks in Texas |
| 03-31-2004 | 2.736 | 4.103 |
| 12-31-2003 | 2.713 | 4.177 |
| 09-30-2003 | 2.735 | 4.171 |
| 06-30-2003 | 2.839 | 4.208 |
| 03-31-2003 | 2.894 | 4.264 |
| 12-31-2002 | 3.156 | 4.042 |