Coastal Banc, S.S.B.
Houston, TX — Domestic Branch of a Domestic Bank
Acquired May 2004
Leverage Ratio Over Time
| Leverage Ratio | Coastal Banc, S.S.B. | All Insured Savings Banks in Texas |
| 03-31-2004 | 6.35 | 9.132 |
| 12-31-2003 | 6.26 | 9.061 |
| 09-30-2003 | 6.29 | 9.02 |
| 06-30-2003 | 7.22 | 9.257 |
| 03-31-2003 | 7.3 | 9.424 |
| 12-31-2002 | 6.88 | 9.459 |