Efficiency Ratio Over Time
Efficiency Ratio Civis Bank All Insured Commercial Banks in Tennessee
12-31-2016 109.66 69.386
09-30-2016 112.964 69.074
06-30-2016 116.449 69.175
03-31-2016 123.525 69.772
12-31-2015 113.818 71.67
09-30-2015 104.942 71.393
06-30-2015 97.943 71.347
03-31-2015 99.492 71.604
12-31-2014 110.459 71.978
09-30-2014 119.006 71.431
06-30-2014 104.3 72.281
03-31-2014 99.259 72.859
12-31-2013 95.212 72.831
09-30-2013 92.303 71.947
06-30-2013 91.265 72.339
03-31-2013 96.685 73.06
12-31-2012 96.853 72.788
09-30-2012 106.882 72.3
06-30-2012 110.639 72.159
03-31-2012 99.394 70.962
12-31-2011 118.314 74.565
09-30-2011 101.818 73.347
06-30-2011 99.327 74.593
03-31-2011 107.621 74.44
12-31-2010 119.237 74.786
09-30-2010 115.134 73.288
06-30-2010 101.377 73.208
03-31-2010 109.656 74.142
12-31-2009 81.823 78.956
09-30-2009 85.207 78.914
06-30-2009 86.843 79.484
03-31-2009 83.893 76.46
12-31-2008 81.179 76.123
09-30-2008 82.759 73.333
06-30-2008 81.598 73.064
03-31-2008 82.076 73.535
12-31-2007 77.979 71.353
09-30-2007 79.027 70.14
06-30-2007 76.574 70.181
03-31-2007 78.454 69.593
12-31-2006 70.722 69.255
09-30-2006 71.692 67.968
06-30-2006 71.712 68.089
03-31-2006 72.704 68.881
12-31-2005 74.384 68.603
09-30-2005 75.541 67.371
06-30-2005 76.334 67.28
03-31-2005 75.124 67.669
12-31-2004 71.23 67.909
09-30-2004 70.207 67.78
06-30-2004 71.595 67.917
03-31-2004 71.829 67.404
12-31-2003 73.427 67.065
09-30-2003 74.133 66.477
06-30-2003 76.084 67.007
03-31-2003 78.532 67.319
12-31-2002 70.118 65.163