Efficiency Ratio Over Time
Efficiency Ratio City National Bank All Insured Commercial Banks in Texas
06-30-2005 69.76 67.031
03-31-2005 69.743 67.486
12-31-2004 72.819 69.184
09-30-2004 68.687 68.305
06-30-2004 70.96 68.807
03-31-2004 67.061 69.055
12-31-2003 71.09 69.41
09-30-2003 69.587 68.526
06-30-2003 66.215 68.452
03-31-2003 68.12 68.632
12-31-2002 61.131 67.534