Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Georgia
06-30-2016 127.515 71.801
03-31-2016 115.433 72.381
12-31-2015 136.069 74.736
09-30-2015 136.248 74.146
06-30-2015 142.898 74.924
03-31-2015 127.17 75.066
12-31-2014 158.612 76.672
09-30-2014 150.338 76.559
06-30-2014 164.966 76.671
03-31-2014 212.281 77.567
12-31-2013 163.632 78.98
09-30-2013 141.146 77.731
06-30-2013 132.234 77.662
03-31-2013 117.036 78.695
12-31-2012 179.796 81.634
09-30-2012 148.322 80.308
06-30-2012 150.052 79.256
03-31-2012 129.423 77.503
12-31-2011 182.154 86.295
09-30-2011 133.7 84.186
06-30-2011 130.734 84.663
03-31-2011 110.982 85.152
12-31-2010 142.384 93.824
09-30-2010 155.368 90.833
06-30-2010 156.897 90.425
03-31-2010 132.848 88.401
12-31-2009 148.377 105.063
09-30-2009 114.354 102.285
06-30-2009 124.796 106.774
03-31-2009 88.828 99.343
12-31-2008 83.871 92.806
09-30-2008 79.002 84.879
06-30-2008 73.872 82.103
03-31-2008 75.22 76.842
12-31-2007 71.468 66.184
09-30-2007 68.312 63.793
06-30-2007 67.051 63.216
03-31-2007 67.709 63.468
12-31-2006 61.885 63.007
09-30-2006 60.039 61.317
06-30-2006 59.908 61.045
03-31-2006 59.886 60.367
12-31-2005 62.912 62.186
09-30-2005 61.266 61.255
06-30-2005 66.504 61.571
03-31-2005 67.61 62.33
12-31-2004 71.542 64.32
09-30-2004 68.131 64.404
06-30-2004 69.77 64.229
03-31-2004 68.634 64.639
12-31-2003 72.221 65.562
09-30-2003 69.945 64.676
06-30-2003 71 64.537
03-31-2003 71.543 65.157
12-31-2002 73.932 64.609