Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Iowa
09-30-2014 53.271 60.504
06-30-2014 54.715 61.172
03-31-2014 57.24 61.511
12-31-2013 54.877 61.468
09-30-2013 54.136 60.526
06-30-2013 54.229 61.108
03-31-2013 53.401 61.433
12-31-2012 49.095 60.798
09-30-2012 47.475 59.27
06-30-2012 47.211 59.46
03-31-2012 46.223 59.522
12-31-2011 53.199 61.164
09-30-2011 53.568 60.207
06-30-2011 59.14 61.117
03-31-2011 59.704 61.955
12-31-2010 54.942 61.606
09-30-2010 54.642 60.344
06-30-2010 55.564 60.36
03-31-2010 58.353 61.058
12-31-2009 57.245 63.35
09-30-2009 56.008 62.568
06-30-2009 56.377 63.179
03-31-2009 56.148 61.322
12-31-2008 56.81 61.499
09-30-2008 55.545 60.136
06-30-2008 58.947 61.136
03-31-2008 61.406 61.724
12-31-2007 62.33 62.773
09-30-2007 62.621 61.738
06-30-2007 63.326 62.033
03-31-2007 66.314 63.023
12-31-2006 64.464 62.678
09-30-2006 64.882 61.508
06-30-2006 65.88 61.549
03-31-2006 68.292 62.083
12-31-2005 63.185 61.109
09-30-2005 61.048 59.958
06-30-2005 61.501 59.974
03-31-2005 64.133 60.352
12-31-2004 63.798 60.659
09-30-2004 62.969 59.313
06-30-2004 63.502 59.954
03-31-2004 68.978 60.454
12-31-2003 68.399 60.721
09-30-2003 66.435 59.436
06-30-2003 66.172 59.565
03-31-2003 72.552 60.143
12-31-2002 74.313 59.278