Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 45.621 66.762
09-30-2016 38.008 66.187
06-30-2016 35.483 66.286
03-31-2016 35.581 66.484
12-31-2015 33.6 67.473
09-30-2015 33.149 67.019
06-30-2015 35.461 67.62
03-31-2015 35.787 68.379
12-31-2014 35.359 67.933
09-30-2014 34.871 67.76
06-30-2014 34.532 68.348
03-31-2014 35.017 69.161
12-31-2013 36.604 70.01
09-30-2013 36.338 69.448
06-30-2013 35.996 70.111
03-31-2013 37.529 71.168
12-31-2012 35.523 70.289
09-30-2012 34.656 69.365
06-30-2012 33.365 69.7
03-31-2012 33.43 69.836
12-31-2011 36.071 71.203
09-30-2011 33.557 70.717
06-30-2011 35.03 71.672
03-31-2011 36.924 72.166
12-31-2010 41.021 72.798
09-30-2010 40.932 71.344
06-30-2010 40.221 71.672
03-31-2010 39.419 72.124
12-31-2009 47.886 72.899
09-30-2009 49.791 71.928
06-30-2009 50.786 72.628
03-31-2009 52.526 71.399
12-31-2008 48.7 70.933
09-30-2008 48.764 69.839
06-30-2008 49.71 70.152
03-31-2008 50.929 69.753
12-31-2007 52.34 68.047
09-30-2007 52.988 66.762
06-30-2007 52.219 66.933
03-31-2007 52.106 66.629
12-31-2006 54.988 66.288
09-30-2006 55.232 64.993
06-30-2006 55.459 65.249
03-31-2006 55.614 65.978
12-31-2005 54.614 67.153
09-30-2005 54.436 66.756
06-30-2005 54.886 67.031
03-31-2005 54.807 67.486
12-31-2004 53.665 69.184
09-30-2004 52.985 68.305
06-30-2004 52.179 68.807
03-31-2004 49.67 69.055
12-31-2003 52.343 69.41
09-30-2003 54.802 68.526
06-30-2003 55.683 68.452
03-31-2003 58.189 68.632
12-31-2002 52.727 67.534